Consumer Privacy Notice

Kubrak Wealth Advisors LLC
Effective Date:  August 8, 2025
 

FACTS

 

What does Kubrak Wealth Advisors do with your personal information?

Federal law gives consumers the right to limit some, but not all, sharing of personal information. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What Information Do We Collect?

The types of personal information we collect and maintain may include:
  • Name, address, email address, and telephone number
  • Social Security number or Tax Identification Number
  • Date of birth
  • Employment information
  • Financial account information
  • Income and asset information
  • Investment objectives
  • Investment experience
  • Account balances and transaction history
  • Other information necessary to provide financial planning and investment advisory services

How Do We Collect Information?

We collect information:
  • Directly from you through applications, forms, questionnaires, and meetings
  • From transactions involving your accounts
  • From custodians, broker-dealers, or financial institutions
  • From service providers that assist in servicing your accounts
  • From publicly available sources when appropriate

Why Can We Share Your Information?

Federal law allows us to share your information for purposes such as:
  • Servicing your advisory accounts
  • Processing transactions
  • Maintaining your accounts
  • Responding to legal and regulatory requirements
  • Preventing fraud
  • Managing risk
  • Working with service providers that help us operate our business
We do not sell your personal information.

How We Protect Your Information

We maintain physical, electronic, and procedural safeguards designed to protect your personal information.
These safeguards include:
  • Secure computer systems
  • Encrypted communications where appropriate
  • Restricted employee access
  • Confidentiality policies
  • Vendor oversight
  • Ongoing cybersecurity practices
Only employees and authorized service providers who need access to your information in order to provide services are permitted access.

How Long We Keep Information

We retain client records as required by federal and state securities laws and other applicable regulations.

Information Sharing

We may disclose your information only as permitted by law, including:
  • To custodians and brokerage firms servicing your accounts
  • To accountants or attorneys when authorized by you
  • To technology vendors that support our operations
  • To regulators or government agencies
  • To comply with legal obligations
We do not sell, rent, or share your personal information with third parties or affiliates for their own marketing purposes.
Any phone numbers collected for SMS communications are never sold, rented, or shared with third parties or affiliates for marketing purposes.

Former Clients

Even if you are no longer our client, we continue to protect your personal information in accordance with this Privacy Notice.
 

Questions

If you have questions regarding this Privacy Notice or our privacy practices, please contact:
Kubrak Wealth Advisors LLC
Phone: (469) 530-4303